I found this today and thought it might be of interest to you guys that are struggling with do I or do I not do my home over for some energy improvements…

What Does Energy Improvement Mortgage Mean?
A mortgage that sets money aside for home improvements that will increase energy efficiency within the home. Energy improvement mortgages are available when a house is being purchased or refinanced. A certified home energy rater will examine the home and suggest improvements; once the improvements have been made and confirmed,…

here: http://www.investopedia.com/terms/e/energy-improvement-mortgage.asp

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